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A Genius Trick That Will Teach You How to Save Money

"If only I could stop spending money on stuff I don’t need, I would buy so many useful things!" If you’ve ever thought this, then this article is just for you. One pikabu user proposed a simple and efficient way to save money.

We at Bright Side found this know-how quite impressive. Here it is!

It’s pretty easy: you have to “zero out“ the unspent money every evening. For instance, you decided to ”zero out" to one zero. In the evening you have:

  • $532 in cash
  • $2,425 available on your bank card

What you should do: Subtract the last digit from each number to get a zero at the end. It’s easier to “zero out” cash into a piggy bank, and you may use a savings account or any other bank account to transfer the money from your card.

For example:

You may also "zero out" to more zeros. For example, to two:

Save everything that’s left over before payday — "zero out" one more time at the end of the month. For instance, you still have $300 in cash and $1,000 in the bank — just move it to your savings account.

Advantages of this method:

  • You know how much money you have every morning, and it’s always a round number.
  • You start to control your spendings and stop buying crap.
  • Most importantly, you actually save money!
Illustrated by Daniil Shubin for Bright Side
Bright Side/Tips & tricks/A Genius Trick That Will Teach You How to Save Money
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