Loaned a family member money for a car, then their spouse got sick so I loaned a whole lot more. The spouse died and my family member got insurance money ( I had already been widowed at 25, that is how I was able to make the loans in the first place) and they bought a house. I didn't get any money back from the loans. Then they sold the house and remarried and used that money to remodel the new spouses house. To this day 35 years later and after we both lost our second spouses and they got a HUGE insurance settlement I still only ever got about 25 percent of what was owed to me repaid. The ONLY saving grace was that I met the love of my life through the second and much better insured inlaw, so I ended up poorer but happier than the bitter, judgemental family member I thought I was helping. Their loss in the long run, but damn, it really sucks that money did this and now there's no relationship with them, and not all of it was about the money. I know it's petty but I sometimes hope that my family member needs to burn all their money (they now have plenty) to stay warm.
My Sister Demanded I Pay for Her Wedding Dress Because I “Make More Money”

Family money requests can be tricky, especially when siblings face financial struggles or unexpected job loss. Many people wrestle with setting boundaries, managing guilt, and offering help without overextending themselves. That’s exactly what happened to one of our readers.
Her story:
Hey Bright Side,
My sister hit me up the other week asking me to cover $2,000 for a dress. Her reasoning? “You make more money, it’s fine.”
I lost it. I told her flat out I couldn’t do that. She started crying on the phone, which honestly made me want to hang up and ignore her calls, because it sounded more like a demand than a plea. But something felt off.
Later that week, I found out she’d actually lost her job and had zero savings. She wasn’t trying to scam me or manipulate me, she was genuinely desperate. So I ended up lending her a much smaller amount than she asked for, just enough to get by.
And here’s the wild part: she paid me back in full within two weeks. Didn’t tell anyone. Just quietly handled it.
It hit me hard. I went from being furious to realizing I probably judged her way too fast. She didn’t want a handout, she just needed a little help, and she respected me enough to pay me back.
Has anyone else ever misread a situation like this and totally jumped to anger? How do you deal with that initial “ugh, no way” feeling while still trying to be supportive?
Thank you in advance,
Monica
Thank you so much for sharing your story with us, Monica! We know it wasn’t easy, and we really appreciate your honesty. We’ve tried to gather a few pieces of advice that might help, and we hope they offer some perspective or support.
- Money talks aren’t always what they seem — Sometimes when someone asks for money, it’s not about manipulation, it’s panic or desperation. Before you react, take a breath and ask a few questions: “Hey, what’s going on?” You might find out it’s a real struggle, not entitlement.
- Don’t judge the first reaction — Your gut might scream “no way!”, that’s normal. But give yourself a moment to check the facts. A little pause can save a lot of unnecessary guilt or hurt feelings later.
- Listen between the lines — Crying or panic on the phone can feel manipulative, but it can also be real distress. Try asking open questions instead of reacting: “What happened that made you need this?” Often, the context changes everything.
With understanding and open communication, even tricky money situations can strengthen trust and support between siblings. Taking small, thoughtful steps often makes a big difference, showing care without overextending oneself.
Read next: I Refuse to Let My Unemployed Son Take Advantage of Me After He Moved Back In
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