Handling money as a couple can sometimes bring up challenges you didn’t see coming. A reader recently reached out to share her concerns after discovering her fiancé’s desire to merge their finances into a joint account. She, however, strongly values her financial independence and isn’t on board with the idea.
He has no money and expects you to buy him a motorcycle. IF you stay with him do not combine finances. And get a prenup. Otherwise when you've gotten tired of carrying him you'll still be doing it. You need to really look at this relationship.
If he really sees you as his partner he will allow you to teach him and grow for you in order to be what he should for himself and you
Give his friend the ring and break up. He's expecting you to support him and his wishes. The motorcycle is just the beginning.
Be grateful you found out now.
Do not proceed with a wedding until he gets his financial act together or you'll be subsidizing his poor money habits
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Thank you for opening up about this challenging topic! We know that deciding between joint and separate finances in a relationship can be a difficult road to navigate. To help, we’ve put together some tips that might guide you in handling this situation.
Work out how much your living expenses are, divide by 2, then both of you put your "half" into a designated household joint account. What you each have left is yours to do as you like with
Sit down with your fiancé and have a calm, honest discussion about finances. Start by saying, “I want us to be on the same page financially because building a future together requires trust and transparency.” Ask him to explain how he got to this point with his savings and spending habits.
Instead of focusing on your disappointment, try to understand his perspective—maybe he’s never been taught proper financial management or has faced unexpected challenges. This sets the stage for a productive conversation where you can work together rather than against each other.
To move forward, you’ll need to create shared financial goals. Sit down together and outline what you both want for your future, like saving for a home, paying off debts, or setting aside money for emergencies. Once you have a vision, break it down into actionable steps, like creating a budget or setting savings targets.
This approach makes it clear that financial planning is about partnership, not just individual responsibility. Working on these goals together can help rebuild trust and ensure you’re both aligned.
While it’s natural to want to support him, it’s important that he takes accountability for improving his financial situation. Encourage him to start building his savings and repaying any debts. Suggest practical steps, like setting up an automatic savings plan or cutting back on unnecessary expenses.
If he’s open to it, you could even recommend financial counseling or resources to help him learn better money management. Seeing him take responsibility will not only ease your concerns but also show you that he’s committed to your future together.
Take some time to reflect on whether your values align when it comes to money and planning for the future. Financial compatibility is a significant factor in a healthy relationship, so it’s important to assess whether you can work through these differences together.
If you’re unsure, consider seeking premarital counseling to address these concerns in a neutral setting. A counselor can help both of you communicate more effectively and create a plan for navigating financial challenges together.
Financial trust in relationships can be tricky, especially when it comes to family involvement. One woman encountered an issue after she told her husband not to send money to his mom. What followed was a response from her mother-in-law that left her deeply concerned.
He's pretty much destitute and has zero in savings but he's eyeing a new motorcycle. He borrowed from a friend for her engagement ri g . I would be running away as fast as I can. He's using you
