"Then I remembered our meeting at the supermarket and understood who was smart and who wasn’t.”
I was supporting two people on a salary my co-workers claimed was barely adequate for one. Then the firm started a 401k retirement account, and I was the only one below the top level who was able to juggle my budget to put the maximum 15% in. Which now means that all those fancy coffees and restaurant meals that I passed up, buying used cars for cash instead of having a car payment, allows me to retire, while the rest of them are looking at their debt load and realizing they will work forever.
I was supporting two people on a salary my co-workers claimed was barely adequate for one. Then the firm started a 401k retirement account, and I was the only one below the top level who was able to juggle my budget to put the maximum 15% in. Which now means that all those fancy coffees and restaurant meals that I passed up, buying used cars for cash instead of having a car payment, allows me to retire, while the rest of them are looking at their debt load and realizing they will work forever.