One question, does your brother's wife work or is she a stay-at-home mom? She might need to get a job and help with the bills, etc.
It's not your responsibility to make sure their finances work. If they're so tight on money, you might wonder why they have kids before they have a steady income they can live on. It's funny how some people expect others to solve their financial problems just by whining enough and blaming the person who says NO. You might wonder WHY your brother and his wife are fighting over money, is it because she's spending it on unnecessary things or is it because he's maybe gambling it away or vice versa.... There must be a reason for the fight...
I’m Child-Free, and I Refuse to Keep Sending Money for My Brother’s Kids—It’s Not My Responsibility

Jane never wanted kids and instead built a career that gives her financial freedom. Her brother went the opposite way: a growing family, constant bills, and a never-ending struggle to keep up. Over the years, he’s leaned on Jane for help more than once. But when the “small favors” turned into a much bigger expectation, the family dynamic changed, and not in the way anyone hoped.
Her brother’s requests became increasingly insistent.
Hello Bright Side,
My name is Jane. I’m child-free and have always earned well, while my brother’s family struggles. He asked for help often.
But, recently, he requested monthly payments for his children. After I refused, imagine my horror when his son called crying, “Mom and Dad are arguing again about money...”

My brother couldn’t get money from me and felt hurt he couldn’t provide for his kids. He asked for help with diapers and groceries. I reminded him it’s not my responsibility, no matter how guilty he tried to make me feel.
He thinks that because I have no kids, I don’t understand what it’s like when you can’t cover their expenses. But is it my problem to solve?
— Jane

Sounds like your brother and his wife need to take on additional jobs to supplement their income. That is their issue to fix not yours You have only yourself to rely on. If you were injured or got sick and had to miss work, depending on if your job has short and long term disability benefits you need enough funds on hand to take care of yourself.
Sorry for what happened, but family conflicts like this happen more often than you’d think. Here are a few tips that might help you handle the situation with your brother:
- Offer guidance, not cash. Point your brother toward resources, apps, or community support that can actually help him budget and manage expenses. You can care about their well-being without turning into a walking ATM.
- Keep communication calm, not confrontational. Money fights escalate fast. Stick to facts and your limits, avoid guilt trips, and don’t let emotions push you into giving more than you’re comfortable with. A calm “this is what I can do, and no more” works better than arguing.
- Consider occasional non-monetary support. Babysitting once in a while, helping with errands, or sending deals/coupons can relieve pressure without creating dependency. It shows you care but keeps you out of the financial pressure zone.

I would want to see his finances, just to see where maybe some corners can be cut then we'll talk because blindly giving money will create a rift if you find he's splurging and just doesn't know how to manage money
- Protect yourself legally and emotionally. If your brother starts expecting regular payments, be clear and document your stance. You don’t owe ongoing support just because you’re child-free. Keep everything in writing if it gets persistent: texts, emails, and notes.
- Check your own limits first. Feeling guilty is normal, but guilt isn’t a currency. Helping is generous, enabling is not. Recognize when your involvement actually helps and when it fuels dependency, and stick to your line.

You don’t owe him anything. I ask my older brother for help here and there but he doesn’t owe me anything.
- Set invisible limits. Only help when it’s convenient for you or in ways that don’t create a pattern. That way, you avoid confrontation, but they slowly learn limits exist.
- Turn requests into projects. Instead of handing over money, help your brother tackle one specific problem at a time—like planning a month’s groceries or creating a diaper budget. Makes the issue manageable and keeps him accountable.
- Offer concrete, one-time help, if you feel like it. For example: “I can grab a pack of diapers this week” or “Here’s a grocery gift card.” Make it occasional, specific, and limited. That way, it’s clear this isn’t a permanent solution.

Don't give him money. Those kids are his responsibility not yours. It's not your fault he and the children's mother were so irresponsible as to have children when they can't even afford diapers for them.
When family favors kids over you, it stings, and it can push you to take matters into your own hands. One reader shares how being child-free forced her to rethink family, fairness, and standing up for herself.
Comments
"I am happy to pay for your first session with a financial planner."
Tell him to get a second job. That is how I made ends meet. It is his responsibility. I would not give him anything going forward as it will never be enough and it will be ongoing forever. Make him put on his big boy pants and figure it out
You have two grown adults that choose to keep having children and they want you to pay child support. That's crazy!! If you wanted to spend money on children, you would have had your own.
Shame on him for using his own child to try to make you feel guilty.
Its the easy way out for him if she does it. He doesnt want the effort of 2 jobs. Or maybe mom doesn't
Want to work. Either way this has been easier for him because she has given him money before. Now she says no so he conveniently his kid to call grandma. Whatever you think do not keep enabling your brother. Your not doing him any favors
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